DORA Compliance Services & Consulting
Stay resilient and compliant under the EU's Digital Operational Resilience Act. Cycore automates ICT risk management with AI monitoring and expert guidance — so your financial institution meets DORA requirements without disrupting operations.

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What Is the DORA Regulation?
Before DORA, digital resilience requirements for financial institutions were fragmented across sector-specific directives and national regulations — creating inconsistencies, gaps, and overlapping compliance obligations. DORA consolidates these requirements into a single, comprehensive regulation that applies uniformly across all EU member states.

DORA is not a guideline or a best-practice framework. It's a binding regulation with enforcement mechanisms and significant penalties for non-compliance. Financial entities that fail to meet DORA requirements face administrative penalties and remedial measures imposed by national competent authorities — including fines, public censure, and orders to cease non-compliant activities. For critical ICT third-party providers, the European Supervisory Authorities (ESAs) have direct oversight authority.
Who Does DORA Apply To?

Financial Entities
DORA covers credit institutions (banks), payment institutions, electronic money institutions, investment firms, insurance and reinsurance undertakings, crypto-asset service providers, central securities depositories, central counterparties, trading venues, trade repositories, managers of alternative investment funds and UCITS, data reporting service providers, crowdfunding service providers, and securitization repositories. In total, DORA applies to over 20 categories of financial entities across the EU.

ICT Third-Party Service Providers
DORA extends beyond financial entities to the technology providers that serve them. ICT third-party service providers — including cloud service providers, managed service providers, data analytics providers, and software vendors — are subject to DORA's third-party risk management requirements through contractual obligations and, for those designated as "critical" by the European Supervisory Authorities, through direct regulatory oversight.
The Five Pillars of DORA
ICT Risk Management and Governance
DORA requires financial entities to establish and maintain a comprehensive ICT risk management framework — including policies, procedures, and tools to identify, protect against, detect, respond to, and recover from ICT-related risks. The framework must be governed by the entity's management body, which carries direct responsibility and accountability for ICT risk strategy. This means senior leadership — board members and executive management — must actively oversee ICT risk management and can be held personally accountable for failures.
The ICT risk management framework must cover asset management, access controls, encryption, network security, vulnerability management, patch management, change management, business continuity, and disaster recovery. It requires regular reviews, updates, and documentation that demonstrate ongoing compliance.


ICT Incident Reporting and Management
Financial entities must implement processes to detect, classify, manage, and report ICT-related incidents. DORA establishes mandatory reporting timelines — initial notifications to competent authorities within tight deadlines, followed by intermediate and final reports. The regulation standardizes incident classification criteria and reporting formats across the EU, replacing the fragmented sector-specific regimes that previously applied.
Your organization must have a tested incident response plan, a clear communication chain, defined roles and responsibilities, and the operational capability to detect and report incidents within DORA's required timelines. Cycore builds and tests these capabilities so your team can execute under pressure.
Training and Digital Operational Resilience Testing
DORA requires financial entities to maintain a comprehensive, risk-based testing program to assess their digital operational resilience. This includes regular vulnerability assessments, network security reviews, source code reviews, and penetration testing — conducted at least annually for critical systems and applications.
For significant financial entities, DORA mandates Threat-Led Penetration Testing (TLPT) every three years, aligned with the TIBER-EU framework. TLPT uses threat intelligence to simulate realistic attack scenarios targeting your critical functions — testing not just technical defenses but detection and response capabilities. The scope of TLPT must be validated by your competent authority.


ICT Third-Party Risk Management
Financial entities must manage ICT third-party risk as an integral component of their overall ICT risk management framework. DORA requires a comprehensive strategy for managing third-party risk, including maintaining a register of all ICT third-party service providers, conducting risk assessments of critical providers, ensuring contractual arrangements meet specific requirements outlined in Article 30, and monitoring concentration risk across the supply chain.
Each financial entity must submit an annual report on its third-party ICT arrangements to its competent authority. This register enables the ESAs to identify and designate critical ICT third-party providers — who then become subject to direct regulatory oversight.
Information Sharing
DORA encourages — though does not mandate — financial entities to exchange information about cyber threats, vulnerabilities, tactics, and indicators of compromise within trusted communities. The goal is to strengthen collective resilience across the financial sector by enabling organizations to learn from each other's experiences and intelligence.

Comprehensive DORA Compliance Services

DORA Gap Assessment
Every engagement begins with a comprehensive assessment of your current posture against DORA's requirements and associated Regulatory Technical Standards (RTS). Cycore evaluates your ICT risk management framework, incident reporting capabilities, resilience testing program, third-party risk management practices, and governance structures. The assessment produces a clear risk rating against each DORA requirement area, a quantitative measure of your compliance status, and a prioritized remediation roadmap with defined targets and milestones.
ICT Risk Management Framework Development
Cycore develops or strengthens your ICT risk management framework to meet DORA's requirements. This includes building or updating risk management policies, establishing asset classification and protection measures, implementing access controls and encryption, configuring monitoring and detection capabilities, developing business continuity and disaster recovery plans, and establishing the governance structures and management reporting DORA requires.
Incident Reporting and Response Planning
Cycore develops and implements your ICT incident management and reporting processes — including detection mechanisms, classification procedures, escalation paths, regulatory notification workflows, and communication plans. We prepare reporting templates aligned with DORA's standardized formats and conduct tabletop exercises to test your team's ability to detect, classify, and report incidents within mandatory timelines.
Operational Resilience Testing Program
Cycore establishes your digital operational resilience testing program — defining testing scope, frequency, and methodology in line with DORA's requirements. We coordinate vulnerability assessments, penetration testing, and network security reviews for your critical systems and applications. For organizations subject to TLPT requirements, Cycore supports the scoping, coordination, and remediation phases of threat-led penetration testing aligned with the TIBER-EU framework.
Third-Party Risk Management
Cycore helps you build and maintain your ICT third-party risk management program — including developing your third-party risk strategy, creating and maintaining your register of ICT service providers, assessing critical provider risk, reviewing contractual arrangements against Article 30 requirements, monitoring concentration risk, and preparing annual third-party reporting submissions.
Policy and Documentation Development
DORA requires extensive documented policies, procedures, and frameworks. Cycore writes and customizes every document for your organization — ICT risk management policies, incident response plans, business continuity plans, third-party risk policies, testing program documentation, and governance frameworks. All documentation reflects your actual operations and is maintained as your environment and the regulatory landscape evolve.
Governance and Board-Level Accountability
DORA places direct accountability on management bodies for ICT risk oversight. Cycore establishes the governance structures, reporting mechanisms, and management review processes that demonstrate board-level engagement with ICT risk management — including regular reporting frameworks, risk appetite documentation, and evidence of management body oversight.
How Cycore's DORA Service Works
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DORA and Other Frameworks
DORA and NIS 2
DORA is considered a sector-specific regulation relative to the NIS 2 Directive for financial entities. Where DORA applies, its provisions on ICT risk management, incident reporting, resilience testing, and third-party risk management supersede the equivalent NIS 2 requirements. Financial entities subject to DORA do not need to comply separately with NIS 2 for overlapping areas — but must still address any NIS 2 requirements that fall outside DORA's scope.
DORA and ISO 27001
DORA targets digital resilience specifically for financial entities within the EU, requiring regulatory reporting and third-party oversight. ISO 27001 provides a global framework for information security management applicable across industries. The two frameworks share significant overlap in risk management and control implementation, and ISO 27001 certification can serve as a strong foundation for DORA compliance. Cycore leverages this overlap to accelerate DORA compliance for organizations that already hold or are pursuing ISO 27001 certification.
DORA and GDPR
Financial entities subject to DORA also process significant volumes of personal data subject to GDPR. Cycore ensures your DORA incident reporting processes align with GDPR breach notification requirements, and that your ICT risk management framework addresses both operational resilience and data protection obligations.

Why Choose Cycore for DORA Compliance?
Expert-Led Execution
AI-Powered Continuous Monitoring
GRC Platform Integration
Multi-Framework Efficiency
Fixed Monthly Fee
DORA Compliance FAQs
Be Ready Before Regulators Arrive
DORA is now in force. Cycore handles the complexity of compliance across all five pillars — so your financial institution stays resilient, compliant, and focused on serving customers. Cancel anytime if you're not saving at least 100+ hours per year.
